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CalculatorsBuying Your Home
We offer a variety of affordable home loan products. Our interest rates are competitive and our online application process is simple. Whether this is your first home or you're a long time homeowner, buying a home can be a complex process. At Liberty it is our priority to understand your circumstances and provide the level of service you deserve. We will be there every step of the way to answer your questions and find the best financing options for you.
Refinancing
Refinancing your mortgage may be the right decision for you. A mortgage refinance may lower your monthly costs when current interest rates are lower or you may be able to shorten your term and pay even less interest. Liberty's home refinancing process lets you take control of your mortgage expense. We will help you make the mortgage refinance decision that is best for your financial future.
Learning Center
We have the tools to help you through the process! Click here to access the Liberty Mortgage Resource Center. You will find tools to help you calculate your payment, a glossary of terms, and many other helpful tools.
About Liberty Bank Minnesota
Since 1939, Liberty has been providing quality financial services to Minnesota residents. As St. Cloud's only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers. Liberty has experienced unprecedented growth in recent years. Thousands of folks have taken advantage of our innovative checking and savings products and over a billion dollars in home loans have been provided since the start of the new millennium. No matter how successful we become, our goal is to continue to provide the level of service that our customers come to expect from St Cloud's oldest name in banking. We look forward to serving you in the Land of Liberty!